Domestic Money Orders
What Is a Money Order?
Money orders are a secure payment method. They are convenient, affordable, and widely accepted. Money orders are a good way to send cash that never expires.
How and where do you get money orders? Head to the Post Office™ and purchase one for a certain amount - it will then be valid as payment. If a money order is lost or stolen, you may be able to have it replaced.
How to Send a Money Order
Money orders can be purchased at any Post Office™ location.
- You can send up to $1,000 to destinations within the United States.
- Pay for your money order with cash, debit card, or traveler’s checks.
- There is a fee for each money order you send.
- If you purchase $3,000 or more in money orders a day, you must complete a Form 8105-A, Funds Transaction Report (FTR), and show an acceptable primary ID with a clear photo.
Money Order Fees
How to Spot a Fake Money Order
Before accepting a money order, make sure it's real. There are several key things to look for when spotting a counterfeit money order.
Check the Dollar Amounts
- The dollar amount is discolored. It may have been erased, indicating fraud (circle 3 on image).
- The dollar amount is not imprinted twice (circle 4 on image).
- Dollar value is too large.
- Domestic money orders cannot be more than $1,000.
- International money orders cannot be more than $700 ($500 for El Salvador or Guyana).
Examine the Paper
Hold the money order up to the light.
- Watermarks of Ben Franklin on the left side should repeat top to bottom (circle 1 on image).
- On the right of the Franklin watermark, a vertical, multicolored thread with the letters “USPS” weaves in and out of the paper to (circle 2 on image).
- If you suspect fraud, call the U.S. Postal Inspection Service at 1-877-876-2455.
- If you think you’ve been given a fake money order, call the Money Order Verification System at 1-866-459-7822.
Suspect a Fake?
Replace Lost or Damaged Money Orders
My Money Order Is Lost or Stolen
We’ll replace a lost or stolen money order. There is a $6.15 processing fee.
- Go to your local Post Office location to complete and submit PS Form 6401 Money Order Inquiry.
- After you submit the form, check the Missing Money Order List for your money order serial number.
- When we’ve determined the status of your money order, we’ll issue you a replacement.
Search the Missing Money Order List
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