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Home > About USPS & News > Forms & Publications > Postal Periodicals and Publications > Manuals > Employee and Labor Relations Manual - Issue 18 > 5 Employee Benefits > 530 Life Insurance Program
530 Life Insurance Program
Reference Note:
For additional material concerning the subject matter found in 530,
refer to:
• Federal Employees' Group Life Insurance (FEGLI) Handbook for
Employees, Annuitants, Compensationers, and Employing
Offices (RI 76-26).
• Federal Employees' Group Life Insurance (FEGLI) Booklet
(RI 76-20 or RI 76-21).
• Compensation Letter 99-040 (May 24, 1999).
The first two documents are available on the Internet on the Office of
Personnel Management page at http://www.opm.gov/insure/life. The
Compensation Letter is available on the Postal Service Corporate
Intranet on the Human Resources Desktop page at http://blue.usps.gov/
hrisp.
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The OPM administers the Federal Employees' Group Life Insurance (FEGLI)
Program. The FEGLI law, policies, and regulations issued by OPM, including
those governing eligibility and benefits, are controlling in the event of conflict
with these instructions.
531.2 Eligible Employees
All postal employees, except those specifically excluded in 531.3, or those
who waive coverage, receive Basic Life Insurance coverage. Entitlement to
basic life coverage qualifies them to elect optional life insurance coverage.
531.3 Exclusions
See Exhibit 531.3.
Exhibit 531.3
Exclusions
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Excluded Individuals
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Exceptions
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Substitute Rural Carriers.
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May retain coverage acquired in former position to
which they are expected to return on a full-time basis
provided: (a) There is no break in service or (b) The
break in service is for 3 days or less.
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Casual Employees or Temporary Employees (including
rural carrier relief, rural carrier associate, and "off the
street" Officers-in-Charge) appointed for a definite period
of 1 year or less.
Note: Casual and temporary employees who previously
served in positions covered by the FEGLI program
maintain coverage if the casual or temporary appointment
is made with less than a 4-day break in service.
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None.
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Noncitizen employees with permanent duty stations
outside postal installations in either the United States or
the Panama Canal Zone.
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American Nationals employed at American Samoa,
Micronesia, and Guam.
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Employees who are members of the Uniformed Services
as defined in section 102 of the Servicemen's and
Veteran's Survivor Benefits Act.
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None.
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Individuals employed for brief periods at intervals and
expected to work less than 6 months in each year.
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Are eligible for coverage if they are student trainees
serving under a formal work study program, provided
the program requires that they are in a pay status for at
least 1/3 of the total period of time required to complete
the program.
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Employees with annual base pay of $12.00 or less
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None.
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Job Cleaners
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None.
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Special Delivery Messengers at Post Offices in CAG H
and J
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None.
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Clerks-in-Charge of Rural Stations
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None.
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Mail Messengers
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None.
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Star Route Carriers
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None.
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Clerks or leave replacements at post offices in CAG L
Note: Postmaster leave replacements in CAG L offices
who previously served in positions covered by the FEGLI
program maintain coverage if the leave replacement
appointment is made with less than a 4-day break in
service.
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None.
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Individuals paid on contract or fee basis
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Contract executives or certain other contract
employees are covered, provided:
a. The contract requires personal services and covers
a period greater than 1 year.
b. Individuals are under the supervision and direction
of the Postal Service.
c. Work is performed on a full-time or specified
part-time basis.
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Employees paid on a piecework basis
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May acquire coverage if their work schedule provides
for full-time service or part-time service with a regular
tour of duty.
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