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NOTICE TO ALL EMPLOYEES
THRIFT SAVINGS PLAN FACT SHEET
Percentage returns released November 2, 2004, by the Federal Retirement Thrift Investment Board
|
ANNUAL RETURNS |
G Fund |
F Fund |
LBA Bond Index |
C Fund |
S&P 500 Stock Index |
S * Fund |
Wilshire 4500 Stock Index |
I * Fund |
EAFE Stock Index |
| 1994 | 7.22 | -2.96 | -2.92 | 1.33 | 1.32 | - | -2.66 | - | 7.75 |
| 1995 | 7.03 | 18.31 | 18.47 | 37.41 | 37.58 | - | 33.48 | - | 11.27 |
| 1996 | 6.76 | 3.66 | 3.63 | 22.85 | 22.96 | 18.52 | 17.18 | 6.27 | 6.14 |
| 1997 | 6.77 | 9.60 | 9.65 | 33.17 | 33.36 | 26.61 | 25.69 | 1.46 | 1.55 |
| 1998 | 5.74 | 8.70 | 8.69 | 28.44 | 28.58 | 7.51 | 8.63 | 20.46 | 20.09 |
| 1999 | 5.99 | -0.85 | -0.82 | 20.95 | 21.04 | 32.70 | 35.49 | 26.81 | 26.72 |
| 2000 | 6.42 | 11.67 | 11.63 | -9.14 | -9.10 | -8.76 | -15.77 | -14.11 | -14.17 |
| 2001 | 5.39 | 8.61 | 8.44 | -11.94 | -11.89 | -2.22* | -2.52* | -15.42* | -14.88* |
| 2002 | 5.00 | 10.27 | 10.26 | -22.05 | -22.10 | -18.14 | -17.80 | -15.98 | -15.94 |
| 2003 | 4.11 | 4.11 | 4.10 | 28.54 | 28.69 | 42.92 | 43.84 | 37.94 | 38.59 |
*Rates of return for May (inception of S and I Funds) through December 2001.
|
2003 MONTHLY RETURNS |
G Fund |
F Fund |
LBA Bond Index |
C Fund |
S&P 500 Stock Index |
S Fund |
Wilshire 4500 Stock Index |
I Fund |
EAFE Stock Index |
| Nov. | 0.30 | 0.30 | 0.24 | 0.91 | 0.88 | 3.47 | 3.42 | 2.22 | 2.22 |
| Dec. | 0.49 | 1.01 | 1.02 | 5.24 | 5.24 | 2.04 | 2.08 | 7.68 | 7.81 |
|
2004 MONTHLY RETURNS |
G Fund |
F Fund |
LBA Bond Index |
C Fund |
S&P 500 Stock Index |
S Fund |
Wilshire 4500 Stock Index |
I Fund |
EAFE Stock Index |
| Jan. | 0.29 | 0.80 | 0.80 | 1.80 | 1.84 | 3.53 | 3.58 | 1.32 | 1.41 |
| Feb. | 0.39 | 1.09 | 1.08 | 1.35 | 1.39 | 1.78 | 1.75 | 2.22 | 2.31 |
| March | 0.29 | 0.69 | 0.75 | -1.50 | -1.51 | 0.38 | 0.42 | 0.60 | 0.56 |
| April | 0.29 | -2.54 | -2.60 | -1.52 | -1.57 | -3.94 | -4.02 | -2.31 | 2.26 |
| May | 0.39 | -0.50 | -0.40 | 1.37 | 1.37 | 1.50 | 1.52 | 0.30 | 0.34 |
| June | 0.38 | 0.60 | 0.57 | 1.86 | 1.94 | 2.72 | 2.75 | 2.89 | 2.19 |
| July | 0.38 | 1.00 | 0.99 | -3.24 | -3.31 | -5.52 | -5.54 | -3.76 | -3.25 |
| Aug. | 0.38 | 1.88 | 1.91 | 0.34 | 0.40 | 0.00 | 0.01 | 1.00 | 0.44 |
| Sept. | 0.38 | 0.29 | 0.27 | 1.11 | 1.08 | 3.92 | 3.84 | 2.05 | 2.61 |
| Oct. | 0.38 | 0.87 | 0.84 | 1.52 | 1.53 | 1.85 | 1.85 | 3.94 | 3.41 |
| LAST 12 MONTHS | 4.43 | 5.58 | 5.53 | 9.39 | 9.42 | 11.84 | 11.72 | 19.20 | 18.84 |
| Fund | Invested In | Index Tracked |
| G - Government Securities Investment Fund | Special issues of U.S. Treasury securities | N/A |
| F - Fixed Income Index Investment Fund | Barclays U.S. Debt Index Fund | Lehman Brothers U.S. Aggregate bond index |
| C - Common Stock Index Investment Fund | Barclays Equity Index Fund | S&P 500 stock index |
| S - Small
Capitalization Stock Index Investment Fund |
Barclays Extended Market Index Fund | Wilshire 4500 stock index |
| I - International Stock Index Investment Fund | Barclays EAFE Index Fund | Europe, Australasia, and Far East stock index |
Future performance of the funds will vary and may be significantly different from the returns shown above. See the Summary of the Thrift Savings Plan for detailed information about the funds and their investment risks. The monthly returns of the TSP Funds represent net earnings for the month after deduction of accrued administrative expenses and, except for the G Fund, after deduction of trading costs and accrued investment management fees as well. The returns for the four indexes shown do not include any of these deductions.
* Implemented May 2001.
Please post on bulletin boards. Discard/recycle all previous notices.
Flexible Spending Accounts (FSA) Open Season
FSA Policy Changes
See all changes described on page 12 of the FSA employee brochure, FSA BK1, Flexible Spending Accounts, November 2004.
Enrollment
Career employees must use the PostalEASE enrollment system to enroll in FSAs for 2005 during the FSA open season:
• Call toll free: 877-4PS-EASE (877-477-3273) or
• Go to http://blue.usps.gov, click on Employee Self-Service, then PostalEASE or
• Use an Employee Self-Service kiosk (available in some facilities)
Should you have any trouble using PostalEASE, or if you are unable to use the telephone because you are deaf or hard of hearing, or you cannot use the telephone, Intranet, or an Employee Self-Service kiosk for a medical reason, you may contact your local personnel office for assistance.
USPS® Personal Identification Number (PIN)
To use PostalEASE, enter your Employee ID and USPS PIN. If you don't know your USPS PIN, call PostalEASE and, when prompted to enter your PIN, simply pause. The system provides an option to have your USPS PIN mailed to your address of record the next business day. Or you may request a USPS PIN via the Intranet or an Employee Self-Service kiosk - just follow the instructions.
When
November 8 through 5:00 P.M. Central Time on December 31, 2004.
Eligibility
Career employees only - noncareer employees are not eligible.
Plan Information
Leaflet and brochure with PostalEASE FSA worksheet included mailed to all career employees.
If material is not received by November 29, 2004, contact local personnel office.
Effective Date
FSA open season enrollments become effective January 1, 2005.
Questions
Hotline for FSA questions: 800-842-2026.
TTY line for employees who are deaf or hard of hearing: 866-206-7810 or 866-649-4869. Advance call to hotline encouraged.
Please Post on All Bulletin Boards Through December 31, 2004.
